Credit Cards

Equity Bank credit cards give you the simplest and easiest way of managing your day to day finances by offering you short term credit to make purchases and pay for them at a later date.

Ideal for your everyday essentials including shopping, taking care of emergencies like unexpected guests, or even paying for a much deserved holiday.

Classic Card 

The Equity Classic Credit Card is designed for the middle income earner who wants to access credit when he needs it.

Gold Card 

The Equity Gold Credit card offers higher spending limits and exclusive packages to high income earners.


  1. Chip & PIN card; Increased security when you transact. The chip stores your information and your PIN verifies your transaction instead of having to sign a sales slip.

  2. Worldwide Acceptability of Visa Brand; Access your funds at all VISA branded outlets.

  3. Purchase goods and services; Pay for goods and services at supermarkets, hotels, hospi tals, fuel station, and other retail outlets at no charge.

  4. Withdraw Cash; Withdraw cash from the ATMs.

  5. SMS Alerts; Every time you transact we send you details of the transaction as they happen.

  6. Revolving credit with 45day interest free period; Pay as little as 20% of your outstanding balance every month or as much as you like.

  7. Itemized monthly statements; Convenient record keeping through monthly statements which show what you have spent and where.

  8. Life insurance; access to affordable life insurance for you and your family.


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